Welcome to MoneyByRamey.com,

where our goal is to Teach Financial Freedom to the Universe!

We do this through building up our income sources,

with our focus being on accumulating dividend income.

Our goal is to build a dividend portfolio that generates $50,000 per year in Annual Dividend Income.  Join us on the Journey!

DIVIDEND LEARNING CENTER

Our goal is to teach you to the art of Dividend Investing

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LIVE FREE AND DIV HARD​

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ARTICLES

Read our latest money-related articles guaranteed to improve your financial mind.

 

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The MoneyByRamey.com Vision:
Financial Freedom




Hello to all my fellow financiers the world over! Welcome to MoneyByRamey where the goal is to teach financial literacy to all living beings in the Universe so we can all achieve the pinnacle,the goal, the end, the muse:
Financial Freedom. Money is such a simple concept that often times the sheer simplicity is lost on individuals through the noise of stocks, cryptocurrencies, market rise and …..



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Why Creating a Personal Balance Sheet is So Important

Why Creating a Personal Balance Sheet is So Important                                     Table of ContentsThe Top 4 Benefits in Creating A Personal …
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Simple-Budgeting

Simple Budgeting

It is finally here.  After about eight months of writing and countless cups of coffee, my first book, Simple Budgeting, …
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Building Good Financial Habits – Creating a “Budget Day”

One thing every astute Financial Freedom seeker should do is create a budget.  A budget allows a savvy money manager …
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Is a 401k Worth It Anymore? The Drawbacks of 401ks and IRAs

Is a 401k Worth It Anymore? The Drawbacks of 401ks and IRAs Today we’ll look to answer the question on …
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Dividend Purchase: Seagate Stock Analysis 2019

Seagate ($STX) Stock Dividend Analysis Seagate Technologies ($STX) came across as an interesting prospect on my screening tool.  It offers …
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A Day in the Life of a Dividend Investor

A Day in the Life of a Dividend Investor The markets are in turmoil. Stocks are on track for the …
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What Is The Ex-Dividend Date?

What is the Ex-Dividend Date? In the world of dividend investing, investors are looking to receive those routine dividend payments …
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MoneyByRamey.com DivTalk – December 15th 2018

DivTalk – December 15th, 2018 Hey all, happy Saturday!  In this DivTalk video, I go over market swings, a dividend …
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My Dividend Stocks: December 2018 Dividend Portfolio Update

My Dividend Stocks: December 2018 MoneyByRamey.com Dividend Portfolio UpdateHi and welcome to all the investors around the world. Below is …
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How to Get Rid of Debt

How to Get Rid of Debt “Until debt do us part.”How do I Get Rid of Debt?That is a question …
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Good Debt vs. Bad Debt

Good Debt vs. Bad Debt Is there such thing as good debt?  Or is all debt bad debt? The Answer …
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Which Direction Are You Heading?

“Would you tell me, please, which way I ought to go from here?””That depends a good deal on where you …
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Achieve Financial Freedom: The MBR Vision

Hello to all my fellow financiers the world over!  Welcome to MoneyByRamey.com where the goal is to teach financial literacy …
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Financial Freedom is Knocking

Financial Freedom is Knocking Hi all, Matt here from MoneyByRamey.com!  I recently went debt-free in my life, and it is …
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Is a 401k Worth It Anymore? The Drawbacks of 401ks and IRAs

Is a 401k Worth It Anymore? The Drawbacks of 401ks and IRAs Today we’ll look to answer the question on …
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My Journey to Living Debt-Free

My Journey to Living Debt-Free: The MoneyByRamey.com Story My 35th birthday is quickly approaching and I gave myself the ultimate …
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Just In Time Purchasing for the Everyday Investor

Just In Time Purchasing for the Everyday Investor A recent experience with selling my house has inspired me to begin …
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Why Job Hopping is Good For Your Finances

Why Job Hopping is Good For Your Finances I spoke with the interviewer on the phone.  My qualifications were spot …
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How to Gamify Your Financial Life

How to Gamify Your Financial Life Table of Contents My StoryHow I Gamify My Financial LifeGamify Your Financial Life Today …
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Planting Money Seeds

Planting Money Seeds Table of Contents Developing Active IncomeWhat Are Money Seeds?Planting Money Seeds PrinciplesMoneyByRamey.com Money Seeds in ActionBuilding Money …
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2018: Growing My Way to $5K (per Month) of Income  

How to Earn More Money: My Journey As some of you are aware (and most all of you will find …
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Is a 401k Worth It Anymore? The Drawbacks of 401ks and IRAs

Is a 401k Worth It Anymore? The Drawbacks of 401ks and IRAs Today we’ll look to answer the question on …
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Dividend Purchase: Seagate Stock Analysis 2019

Seagate ($STX) Stock Dividend Analysis Seagate Technologies ($STX) came across as an interesting prospect on my screening tool.  It offers …
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You Are Not Your Net Worth

You Are Not Your Net Worth What Does Net Worth Mean?Simply stated, net worth (used interchangeably with Equity), is an …
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A Day in the Life of a Dividend Investor

A Day in the Life of a Dividend Investor The markets are in turmoil. Stocks are on track for the …
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My Dividend Stocks: December 2018 Dividend Portfolio Update

My Dividend Stocks: December 2018 MoneyByRamey.com Dividend Portfolio UpdateHi and welcome to all the investors around the world. Below is …
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Top 3 Best Stock Research Websites

Welcome to DivTalk!  In this video, I go over my Top 3 Best Stock Research websites: SeekingAlpha.com, SEC.gov, and FinViz.com.SeekingAlpha.comI …
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MoneyByRamey.com September Motivation – 9/10/18 – Get Up and Get It!

A Daily Dose of Motivation for September 2018 Hello to all my Financial Freedom seekers everywhere – let’s get up …
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MoneyByRamey.com Motivation Monday 7/23/18 – Rise and Shine!

RISE AND SHINE to Financial Freedom Seekers everywhere!   It is the start to another great week! But I’m Not Motivated …
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MoneyByRamey.com Motivation Monday! July 16th 2018

Motivation Monday at MoneyByRamey.com – July 16th, 2018 Good morning and happy #MotivationMonday to all my Financial Freedom seekers!  I …
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Finding Frugal Hobbies

Finding A Frugal Hobby In this week’s post, I’m going to be discussing the importance of finding frugal hobbies. I have …
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Emergency Savings Fund & What You Need to Know

How to Build an Emergency Savings Fund So you are finally making some real money and finally have some income …
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Is Your Money Making Money?

Is My Money Making Money?As a Financial Freedom seeker, one of the most important questions you can ask yourself is, …
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Building a Savings and Investing Web (S.I.W.)

So you have a full time job and/or a business and are starting to make some money.  You see your …
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A Must-Try Formula for Savings

The Formula for SavingsBefore reading this article, take a moment and ask yourself the following questions:What are you saving for?Do …
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Here’s How Much Money You Can Save By Cutting Off Coffee

As a fellow journey person towards the path of Financial Freedom, your main objective is to save more than you …
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