Simple Budgeting: A Minimalist Guide to Setting Up Your First Budget

Why Do I Wait Until the 27th to Purchase Major Goods?

By Matt Ramey | August 10, 2019

How To Pay Your Credit Card: The Delayed Purchase Strategy During…

Latest Article

I want to teach you the art of how to build passive income and improve your financial acumen! Sign up below to receive the latest articles and exclusive content straight to your inbox!

Dividend Learning Center

love passive income! One of the best sources available are stocks that pay dividends. Learn more about dividend investing at our Dividend Learning Center.

The Simple Series

I have one idea behind my writing: to make complex items simple. In The Simple Series, I look to take complex topics and break them down into simple, actionable items for you. Check out the Simple Series books today!

Articles

I love writing on financial topics.  My articles include anything and everything money related.  Whether or not you want to learn dividend investing, the art of passive income generation, or money management topics, you'll find it here!

The Purpose of MoneyByRamey.com

Matt

Hi there and welcome! I am honored and humbled that you decided to come and visit.

My name is Matt – everyone calls me by my last name though – Ramey – thus this website MoneyByRamey.com was born.

I created this site because I wanted to combine two passion points of mine: Finance and Teaching. Since I became interested in the world of high finance, I have been awestruck by how much there is to know.

What began as an interest in reading corporate financial reports has turned into a foray into a full fledged FIRE movement.  My overarching personal goal is to build up my passive income portfolio to $50,000/yr. This is important to me as it is my way to achieve the Financial and Time Freedom that I value so highly.

Through the written word, video, podcasting, and other any other way possible, my sincere goal is to help teach you to the art of becoming Financially Free. While I have been building passive income through dividend investing, I am always on the lookout to grow and improve my financial picture through any means possible. And I want to teach you to do the same.

So take a look around, discover what can apply to you, and if I can be of service, please let me know. Upward and Onward to Financial Freedom!

-Ramey

Check Out These Posts

Good Debt Vs. Bad Debt

By Matt Ramey | September 8, 2018
Read More

Dividend Investing Strategy

By Matt Ramey | November 9, 2018
Read More

The 5 Steps on How To Start Investing In Stocks

By Matt Ramey | November 20, 2018
Read More

What Does Prepay Mean?

By Matt Ramey | November 3, 2018
Read More

30 Days TV-Free: How Has My Life Changed?

By Matt Ramey | July 17, 2018
Read More

Another Option – The School of Life

By Matt Ramey | August 25, 2018
Read More

Ford Stock Analysis

By Matt Ramey | November 29, 2018
Read More

Home Ownership: Is it Right for You?

By Matt Ramey | May 13, 2018
Read More

A Must-Try Formula for Savings

By Matt Ramey | November 14, 2017
Read More

Finding Frugal Hobbies

By Matt Ramey | January 22, 2019
Read More

Two Investment Risk Spectrum Strategies

By Matt Ramey | July 28, 2019
Read More

Is A Gym Membership Worth It?

By Matt Ramey | May 18, 2019
Read More

Top 3 Best Stock Research Websites

By Matt Ramey | December 5, 2018
Read More

Dividend Income Update: $4,066.73

By Matt Ramey | May 24, 2019
Read More

Technology Creep vs. Productivity – How Much Does Tech Creep Cost You?

By Matt Ramey | July 14, 2018
Read More

How To Improve Your Financial Acumen

By Matt Ramey | January 21, 2018
Read More

MoneyByRamey.com Motivation Monday 7/23/18 – Rise and Shine!

By Matt Ramey | July 23, 2018
Read More

Moneybyramey.com List Of Financial Goals 2019

By Matt Ramey | January 2, 2019
Read More

Dividend Purchase: Procter & Gamble ($PG)

By Matt Ramey | July 15, 2018
Read More

Quitting My Job: A One Year Check-in

By Matt Ramey | June 1, 2019
Read More

See the Progress

Active Income

We are working on building our Active Income sources. Want to find out how we are doing it?

2019 Active Income
$.15

Passive Income

We are working on building our Passive Income portfolio to $50,000/yr.  Join us on the journey!

Annual Passive Income
$.42

Budgeting is the First Step Towards Financial Freedom

mramey-book

Simple Budgeting: A Minimalist Guide to Setting Up Your First Budget

Simple Budgeting is designed for those individuals who are looking to get started in the world of budgeting or those who are looking to simplify their current money management system.

The process described within these pages is straightforward, open, and honest. It is built up on the 20+ years of learnings and process improvements of the author, Matthew Ramey.

Within you will find the reasons to maintain a budget, easy definitions for the most commonly used money terms, and an 8 step process to putting together your own budget. Happy budgeting!

Featured Pages

Dividend Income Portfolio

Learn how to build a solid monthly income stream by investing in dividend stocks. Matt teaches you how to become a dividend portfolio master. Join us as we grow our portfolio to $50,000+/Yr!

Dividend Income Calculator

Want to know how much dividend income an investment will net you now and into the future? Check out our handy forward dividend income calculator tool!