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My name is Matt Ramey and I am the proud owner of MoneyByRamey.com!

I sincerely hope that you will find value in the information contained within.

Our one goal is that it will help you in your journey towards Financial Freedom because in the end, being Financially Free is what this is all about.  We do this through writing about Active Income efforts and Passive Income ideas such as Dividend Investing.

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The purpose of MoneyByRamey.com is onefold:

to Teach Financial Freedom to the Universe!

Originally this was to teach Financial Freedom to the world but I happen to be a big believer that in this big, vast, unexplored universe,

we may find some kindred souls, so I did not want to exclude any star-space neighbors or relatives to which we have not yet been introduced.


No matter if we are earth-side or ET-side, through the achievement of Financial Freedom comes the ability to achieve Time Freedom.

With Time Freedom comes living the life we are meant to live. Isn’t that the most important thing we can focus our efforts on?  Being who we are, doing what we are meant to do, living the life that is truly our own?

While Financial and Time Freedom is not easy to achieve, it is well worth the efforts required day-in, and day-out.  If I can assist you on this journey, I have lived my true calling.


Budgeting is the first step to Financial Freedom. Buy Simple Budgeting to learn the ins and outs of creating and maintaining your budget today!

Investing doesn’t have to be difficult, challenging, or overly-complex. In fact, investing can be simple. I wrote Simple Investing: The Dividend Investing Strategy to Grow Your Passive Income to reach those investors that are interested in learning more about how dividend investing might work for them.

Why Dividends?

Through investing in stocks that pay dividends, I have been able to accumulate $5.5K+ per year in annual dividend income. This is entirely passive in nature and continues to be reinvested year-over-year in awesome, quality dividend-paying stocks.

Just take one look at Dividend Income: The Trend, and you will see where the growth is heading:

While past results are never indicative of future returns, I am sure happy to see the general trend of dividend income moving in an upward direction.

Check out the Forward Dividend Calculator
I’ve built out the forward dividend calculator for you to use in your own dividend research. Give it a try today!

What is the Dividend Investing Strategy?

In the Dividend Investing Strategy, the investor becomes primarily interested in the income he or she earns from an investment, rather than the percentage gain or loss on particular positions.

I find that this way of thinking helps investors to begin thinking of stocks as income generation machines, rather than just blips on a screen in a seemingly random fashion.

By focusing on Annual Dividend Income as the metric of successful execution, investors can begin to divorce themselves from the erratic day-to-day market swings of Mr. Market and focus instead on owning great companies, at great prices, that pay regular dividends.

Can Investing Really Be Simple?

I personally think so. I believe that the idea that ‘investing is complex’ has been orchestrated by a financial services industry that has benefitted from cloaking much of the investing process to ensure that the general public is in the dark.

Now, I’m not saying that anybody off the street will be a ‘whiz-kid investor’ just by looking at a stock screener. Rather what I am saying is that if one has the tenacity, grit, and determination to maintain and manage their own portfolio, it is definitely achievable.

What Can I Learn from this Book?

In Simple Investing, I look to provide an all-in-one reference manual for anyone looking to get started in the world of dividend investing. I have personally loved being the owner of my portfolio and want to showcase the journey.

By purchasing Simple Investing, you will be able to read more about:

  1. My personal journey towards developing the dividend investing strategy.
  2. The reasons why I think the strategy is so great, in both bull and bear markets.
  3. Why focusing on annual dividend income helps investors better pick stocks.
  4. What tools I use to help select stocks.
  5. The criteria I use in selecting dividend stocks.
  6. Learn to develop your own dividend investing criteria.
  7. The 7 step QuickView process in action.
  8. The 4 sections of the Spread process in action.
  9. What questions make up a great Deep Dive process.
  10. Real-life examples of analyzing stocks.

Purchase Today!

For the price of a cup or two of coffee, you can completely change your financial life forever by purchasing Simple Investing! I have taken 15+ years to develop this strategy and it is all in the pages of this book!

Good luck and happy investing!

Want to Learn Active/Passive Income and Investing Strategies?

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I say with humility that I have been blessed with the ability to manage money and invest.  Over the course of my life, I have found that many of my friends and family have come to me for financial advice. Talking stocks, business, system and operations improvements are all passion points of mine.  Finance or Business related topics send my energy flowing seamlessly.

My own working life has consisted of stints in the Finance realm at a Fortune 100 company and more recently at a Commodity Trading Firm.  In both of these positions, I gained knowledge and experience commensurate to managing money, investing, and financial analysis.  I look to bring this knowledge to my readership and the businesses I serve.

For me though, it has never been about the money.  I am not driven by the inherent desire to make money for monies sake.  There are some people that I know to which this appeals to them.  I have found that I am not one of those people.  I like money, I want to have money, but my primary driver in being Financially Free is to have the Time Freedom necessary to give back to the world; to have more time for coaching, for serving, for helping those around me.

If I can buy you lunch, my day is made.

So here I am, combining the two passions: finance and writing.  I also have a poetry blog that I post my writings and thoughts on – I encourage you to visit: RameySpace.com

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I sincerely thank you with all of my heart for visiting MoneyByRamey.com and being a reader of this site.  My personal goal is to positively influence the lives of others through my writings and teaching.  Whether you are a beginner, an expert, or somewhere in between in financial affairs, I humbly believe that I can offer something to you and your financial journey that will make the journey a bit easier and a bit lighter.

So let’s connect, share ideas, and learn and grow on this journey together!  Happy investing!

As always, stay Upwards and Onwards towards Financial Freedom!


Matt Ramey