Top 20 Credit Card Tips For First-Timers Like You

Top 20 Credit Card Tips For First-Timers Like You

So, you finally got a credit card? Awesome!  Credit cards are fun and convenient, you can also count on them whenever you’re financially challenged. However, as the famous Spiderman quote goes, “With great power comes great responsibility,” it is essential to remember that credit cards must be used carefully.  To help you have an amazing…

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10 Reasons Why I Welcome A Market Downturn

Laptop turned on showing a stock market graph

The market downturn is the natural condition of the greatest invention of all time;  the modern-day stock market.  As individuals who deploy their capital into the markets, we must change our mindset from seeing the bits and bytes that go up and down during market upheavals as more than just numbers on a screen.  Rather,…

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12 Best Financial Life Hacks to Improve Your Finances

A man drew 5 white lightbulb and a yellow lightbulb with a dollar sign inside of it on a chalk board

Welcome to my latest post, 12 Best Financial Financial Life Hacks to Improve Your Finances. My goal in writing this post is to help you improve your overall financial life. While most of the items will be specific to finances, a few of the items will be general life hacks. So why do I include…

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The Market Is Falling And I am Just Fine

Hey all, I’ve been super busy lately, but still wanted to take the time to write a post for you all, especially with all of the recent market turbulence. Market Drops and YOU Lately, the market has been in a volatile stretch which we haven’t seen in a long time. It seems that one day…

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Why Do I Wait Until the 27th to Purchase Major Goods?

How To Pay Your Credit Card: The Delayed Purchase Strategy During the course of 30 some years of building financial acumen, I have discovered many financial hacks to use in my day-to-day financial life.  Today I’m going to share with you one of the best hacks to extending my own personal cash cycle. So why…

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Quitting My Job: A One Year Check-in

May 15th 2019 marked one year since I walked into my boss’s office and announced that it was time to resign from my full time position. I held this position for 10 years and the change was indeed difficult. Today I’m writing about a one year reflection on quitting my job. Quitting My Job: A…

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Is A Gym Membership Worth It?

Is a Gym Membership worth it?  Should you be spending money on a monthly gym membership? Hello Financial Freedom Seekers! Today I’m fielding a question from a reader asking if a gym membership is worth it.  Basically, they are wondering if they should be spending money to pay for a monthly gym membership. Is a…

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