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Financial Wisdom

12 Best Financial Life Hacks to Improve Your Finances

Welcome to my latest post, Ramey Financial Life Hacks. My goal in writing this post is to help you improve your overall financial life. While most of the items will be specific to finances, a few of the items will be general life hacks. So why do I include those on this list? Because by…

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7 Lessons I Learned from The Intelligent Investor

The Intelligent Investor

The Intelligent Investor Book Review Considered one of the best books on investing of all time, The Intelligent Investor is a must-read for any would-be investor. The principles extolled by Benjamin Graham some 90 years ago still hold true to this day, so much so that the Oracle of Omaha, Warren Buffett, espouses the teaches…

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Why Do I Wait Until the 27th to Purchase Major Goods?

How To Pay Your Credit Card: The Delayed Purchase Strategy During the course of 30 some years of building financial acumen, I have discovered many financial hacks to use in my day-to-day financial life.  Today I’m going to share with you one of the best hacks to extending my own personal cash cycle. So why…

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Should FIREs Incur Interest Expense?

Interest expense; the “necessary evil”. I put necessary evil in quotations because, in today’s society, we are taught that in order to have the things that you want, you must borrow, thus incurring interest expense. Even though general wisdom states that debt is to be avoided, there is an overarching acceptance of the mad money…

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Quitting My Job: A One Year Check-in

May 15th 2019 marked one year since I walked into my boss’s office and announced that it was time to resign from my full time position. I held this position for 10 years and the change was indeed difficult. Today I’m writing about a one year reflection on quitting my job. Quitting My Job: A…

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Is A Gym Membership Worth It?

Is a Gym Membership worth it?  Should you be spending money on a monthly gym membership? Hello Financial Freedom Seekers! Today I’m fielding a question from a reader asking if a gym membership is worth it.  Basically, they are wondering if they should be spending money to pay for a monthly gym membership. Is a…

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Financial Freedom Is Knocking

Financial Freedom is Knocking Hi all, Matt here from MoneyByRamey.com!  I recently went debt-free in my life, and it is somewhat surreal as I can see that Financial Freedom is Knocking! It was a long process of selling my house, which was a great investment at the time, but gradually I saw that the interest…

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