Every step we make can significantly affect our financial status. Hence, we must have excellent decision-making skills and good money habits to secure our finances. Speaking of habits, many people believe that they are hard to learn once you’ve been accustomed to doing things differently. While that is true to some extent, it is not…

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Today we welcome a guest post from Emily Kalan on the importance of the Fico Credit Score Range. I personally know how important this score happens to be as it directly influences how much we can purchase, what we can purchase, and what rate we’re quoted if borrowing on credit. Enjoy! Your credit score can…

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Portfolio rebalancing is an important part of any portfolio management process. It allows you to react to changes in asset prices to buy and sell the necessary investments to stick to your long-term asset allocation. In this article, you’ll learn everything you need to know about portfolio rebalancing. You will also learn about choosing the…

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Welcome to the Top 100+ Money Quotes from MoneybyRamey.com! We tried to find everything under the spectrum of money topics – from investing to money management to funny money quotes. Have a money quote that you’d like us to add? Please share it with me at ramey@moneybyramey.com and we’ll look to put it on the…

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Today we welcome a guest post from Jack Warner @ TechWarn. It’s an interesting piece on Saving Money with a VPN. For any would-be Financial Freedom seeker, finding ways to save money is a great way to achieve the life we desire. One caveat: make sure you understand the ramifications (if any) of using a…

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Top 20 Credit Card Tips For First-Timers Like You

So, you finally got a credit card? Awesome!  Credit cards are fun and convenient, you can also count on them whenever you’re financially challenged. However, as the famous Spiderman quote goes, “With great power comes great responsibility,” it is essential to remember that credit cards must be used carefully.  To help you have an amazing…

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A man drew 5 white lightbulb and a yellow lightbulb with a dollar sign inside of it on a chalk board

Welcome to my latest post, 12 Best Financial Financial Life Hacks to Improve Your Finances. My goal in writing this post is to help you improve your overall financial life. While most of the items will be specific to finances, a few of the items will be general life hacks. So why do I include…

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The Intelligent Investor

The Intelligent Investor Book Review Considered one of the best books on investing of all time, The Intelligent Investor is a must-read for any would-be investor. The principles extolled by Benjamin Graham some 90 years ago still hold true to this day, so much so that the Oracle of Omaha, Warren Buffett, espouses the teaches…

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