Financial Wisdom

Why Do I Wait Until the 27th to Purchase Major Goods?

How To Pay Your Credit Card: The Delayed Purchase Strategy During the course of 30 some years of building financial acumen, I have discovered many financial hacks to use in my day-to-day financial life.  Today I’m going to share with you one of the best hacks to extending my own personal cash cycle. So why…

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Should FIREs Incur Interest Expense?

Interest expense; the “necessary evil”. I put necessary evil in quotations because, in today’s society, we are taught that in order to have the things that you want, you must borrow, thus incurring interest expense. Even though general wisdom states that debt is to be avoided, there is an overarching acceptance of the mad money…

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Quitting My Job: A One Year Check-in

May 15th 2019 marked one year since I walked into my boss’s office and announced that it was time to resign from my full time position. I held this position for 10 years and the change was indeed difficult. Today I’m writing about a one year reflection on quitting my job. Quitting My Job: A…

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Is A Gym Membership Worth It?

Is a Gym Membership worth it?  Should you be spending money on a monthly gym membership? Hello Financial Freedom Seekers! Today I’m fielding a question from a reader asking if a gym membership is worth it.  Basically, they are wondering if they should be spending money to pay for a monthly gym membership. Is a…

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Financial Freedom Is Knocking

Financial Freedom is Knocking Hi all, Matt here from MoneyByRamey.com!  I recently went debt-free in my life, and it is somewhat surreal as I can see that Financial Freedom is Knocking! It was a long process of selling my house, which was a great investment at the time, but gradually I saw that the interest…

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