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What is a Dividend Aristocrat?

What is a Dividend Aristocrat? I have seen many questions related to dividend-paying stocks. One of the main ones is ‘What is a Dividend Aristocrat?’ Today we’ll look to answer that question as well as provide more detail on dividend stock classifications. Dividend Aristocrats Explained You might have heard the terminology, Dividend Aristocrat.  You, like…

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What is the Difference Between a 10-K and 10-Q?

Welcome to our MoneyByRamey.com FAQ knowledge series. In today’s article, we’ll look to answer the question: “What is the difference between a 10-K and 10-Q?” Publicly Traded Companies Need to File Any company that is public, which means its shares are bought and sold on the open markets, needs to adhere to certain rules that…

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Should FIREs Incur Interest Expense?

Interest expense; the “necessary evil”. I put necessary evil in quotations because, in today’s society, we are taught that in order to have the things that you want, you must borrow, thus incurring interest expense. Even though general wisdom states that debt is to be avoided, there is an overarching acceptance of the mad money…

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Who Is Mr. Market?

Mr. Market is the affectionate term for the general crazy reactions of the stock market as a whole. It is a term invented by master value investor Benjamin Graham, in his 1949 masterpiece, The Intelligent Investor. Mister Market is an erratic, idiosyncratic personality, which reacts to market news with quick trades that oftentimes go against…

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Is A Gym Membership Worth It?

Is a Gym Membership worth it?  Should you be spending money on a monthly gym membership? Hello Financial Freedom Seekers! Today I’m fielding a question from a reader asking if a gym membership is worth it.  Basically, they are wondering if they should be spending money to pay for a monthly gym membership. Is a…

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What Is The Dow Jones Industrial Average (Aka The Dow)?

What is The Dow Jones Industrial Average (aka The Dow)? The Dow Jones Industrial Average (DJIA), more commonly referred to as “The Dow”, is a collection of 30 stocks that are traded on the stock exchanges. When one asks, “What is the Dow doing today?”, they are wondering how this collection of 30 stocks are…

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