Posts Tagged ‘personal finance’
5 Reasons Why You Should Separate Your Personal Assets From Your Business
Is setting up a business bank account necessary for running a business? According to the US Chamber of Commerce, there are over 30 million small businesses in the US. However, 27% use the same bank account for personal and business assets. This can hinder your business growth and ultimately prevent you from achieving your dreams…
Read More5 Money Habits Worth Developing to Boost Personal Wealth
In real-life romantic relationships, it’s often the little things that matter, not the grand gestures worthy of a rom-com movie. The same is true of personal finance. You may have a high-paying job or a huge inheritance, but if you’re bent on boosting personal wealth, know it’s your little money habits that will play a…
Read MoreShould You Invest or Pay Off Your Student Loans?
Let’s say that you have some money saved every month. It can be challenging to decide whether to invest or pay off your student loans. At first, the best advice and the most advocated option would be to invest whenever you get the chance. More on that, it is easier today to invest more than…
Read MoreSaving for Retirement in COVID
Saving for retirement has, and always will be, an excellent goal. I do think that can be a great motivator for many individuals and is a good reason to save. Even though it’s a long ways in the future, you want to start early and build your wealth. The earlier you start, the better. However,…
Read MoreWeek 11 – Learn Excel & Money Management Tools
Week 11: Learn Excel & Money Management Tools In week 11, we are going to be learning about how programs like Excel, Google Spreadsheets, LibreOffice, etc. can begin to help simplify your Financial Freedom journey through using technology to make our life easier. By utilizing these tools to track and follow certain metrics in your…
Read More5 Financial Mistakes You Must Never Commit (and how you can avoid them)
Financial management is no easy task, it’s a long trial and error process that requires not just critical thinking but also a whole lot of experience to come up with the best money-related decisions possible instead of gut-wrenching financial mistakes. As someone fairly new to the whole thing, you can expect that you’ll be makings…
Read MoreLet’s Talk Finances: Exploring How People Feel Discussing Their Personal Funds
There is something we all can agree on; money is the most taboo topic of all. Asking someone about salary or going into details about debt is just not a casual conversation. At MoneybyRamey.com we provide a ton of tips and articles that can help you out with your savings, budgeting or making money so…
Read MoreQuitting My Job: A One Year Check-in
May 15th 2019 marked one year since I walked into my boss’s office and announced that it was time to resign from my full time position. I held this position for 10 years and the change was indeed difficult. Today I’m writing about a one year reflection on quitting my job. Quitting My Job: A…
Read MoreIs A Gym Membership Worth It?
Is a Gym Membership worth it? Should you be spending money on a monthly gym membership? Hello Financial Freedom Seekers! Today I’m fielding a question from a reader asking if a gym membership is worth it. Basically, they are wondering if they should be spending money to pay for a monthly gym membership. Is a…
Read MoreWhy And How You Should Live Within Your Means To Resolve Your Debt
A lot of people are oblivious about living a debt-free life. A great number of young adults nowadays can identify with this. They strike out their way by applying to student loans so they can provide funds for their college education. Moreover, a considerable number of people will turn to advantage of using credit card…
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